In the transition to the new direct debit is taken into account that is now also differ in the type

Who uses DTA files for direct debits in the data medium exchange procedure, must switch to the ISO standard nigella lawson kitchenware ISO20022 until February 1. Banks will not accept files in the old format from February. The import these files into their own booking software no longer works as of February.
Reason for the end of the data medium exchange method (also DTA or DTAUS) is the introduction of the SEPA standards that should govern payments in the euro-area uniform. In the Single Euro Payments Area (SEPA short) there are mandatory requirements for direct debits. Next to the IBAN and BIC These contain a creditor ID and a mandate reference. For these fields, there is no place in the old DTA format.
With the specification of the new standard ISO 20022, the stale DTA format has been replaced by a modern XML structure. This XML structure not only has the advantage that it is easier to read. With a simple editor, you can now even even so create a file. The format of ISO20022 is described on the website of the Banking Association exactly:
In the transition to the new direct debit is taken into account that is now also differ in the type of debit. Recurring debits are to be marked as such and must immediately be confiscated. For one-time debits the duty to collect these only five days after the issuance of the SEPA mandate applies. Here is why it is advisable to inform the bank of the move-in date.
One challenge is certainly the Mandatsrefrenz. About this mandate reference customers can contradict the direct debits from their banks. The right of appeal should have customers nigella lawson kitchenware without giving a reason for 8 weeks, the creditor can prove no valid mandate to mandate reference, the deadline is extended even to 12 months. The mandate reference must therefore have a clear relation to the SEPA mandate which authorizes the creditor to collect the amount. Once was a Mandatsrerefenz contradicted, this may no longer be used in future debits. It is then a new SEPA mandate with a new mandate reference issue.
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